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Is Dental Insurance Worth Paying For?

September 26, 2023

Filed under: Uncategorized — santaviccadental @ 4:09 pm
Tooth model in foreground, laptop in background

Are you looking to cut back on unnecessary expenses? Perhaps you have been cancelling some unused subscriptions, eating out less often, and taking other measures to protect your family’s budget. You might even be thinking about getting rid of your dental insurance policy. But that is not really wise. In fact, dental insurance is worth paying for. This blog post explains how your plan can help you save a significant amount of money.

Preventive Services Are Covered

Most standard dental insurance policies cover 100% of the cost of preventive care, including services like cleanings, exams, and routine X-rays. They are even usually exempt from a deductible, meaning that you will likely pay nothing out of pocket for them. For many people, the value of such services alone is greater than the cost of their annual dental insurance premium. This is especially true for individuals whose employer pays for at least part of their dental plan.

You Can Prevent Expensive Procedures

If you attend a cleaning and checkup every six months, you give your dental team the opportunity to diagnose oral health problems while they are still in their early stages. For example, you might have a small cavity that can be treated with a filling. Most dental insurance policies cover 80% of the cost of fillings, so you could end up paying a relatively low price to get your oral health back on track.

Conversely, if you do not have insurance, you might be tempted to skip your biannual preventive care. You might not notice any symptoms of a dental problem until it becomes serious. You could end up with severe decay or advanced gum disease. Such issues can cost quite a bit of money to treat. For example, you might have to pay thousands of dollars for root canal therapy and a crown. If you lose a tooth, replacing it can be quite costly.

You Can Protect Your Overall Health

Did you know that oral health and overall health are intimately connected? Advanced gum disease is correlated with a heightened risk of numerous systemic conditions, including heart attack, stroke, preterm birth, dementia, and type 2 diabetes.

If you use your dental insurance policy to take good care of your smile, you may delay or even prevent some serious medical problems. You can therefore save money on overall care costs. Plus, by keeping yourself healthy, you are less likely to have to take time off of work to attend medical appointments.

Is dental insurance worth the money? It is if you use it! In fact, your policy is so valuable that it might even end up paying for itself!

Meet the Practice

The expert team at Santavicca Dental Professionals is proud to offer a comprehensive range of services in a welcoming environment. As an insurance-friendly practice, we accept more than 200 different policies. If you are interested in learning how we could help you get the greatest valuable possible out of your benefits, contact us at 603-215-7108.

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Santavicca Dental Professionals and 42 North

The Practice is a 42 North Dental Care, PLLC practice and is owned and operated by dentists Dr. Samuel Shames, DMD. and Dr. Ronald Weissman, DMD. The Practice is supported by 42 North Dental, LLC, a dental support organization that provides non-clinical administrative and business support services to the practice. 42 North Dental, LLC does not own or operate the dental practice or employ dentists to provide dental services. Find more information about 42NorthDental, LLC and the dental practices it supports at